Many people take pleasure in touring and discovering new areas. However, they have to spend a lot of money to build such exciting memories. You should definitely apply for the Axis Bank Atlas Credit Card if you want to fill your checklist with more lavish traveling experiences. For those who go abroad frequently, the sub-premium Axis Bank Atlas Credit Card is a great option.
You can use your Edge Miles to book flights and hotels through the bank’s Travel Edge website or exchange them for Air Miles of partner airlines when you make purchases with the card. Using this Axis Bank credit card also entitles you to free access to airport lounges. Thus, this credit card is a combination of all the travel-related benefits and bonuses that will provide you with a top-notch traveling experience.
Application process
You can apply for the card through an online form and provide your basic information and then have the representative examine your supporting documentation. Joining fee: 5000 INR+GST. Renewal fee: 5000 INR+GST. Airline Transfer Partners: Vistara, Ethiopian airlines, Qatar Airways, Singapore Airlines, ITC, Turkish Airlines, and Air Asia. Interest Rates: 3.6% per month. Foreign Currency Markup: 3.5% of the transaction amount. Credit Limit: Depending on your earnings and Cibil Score, the bank will determine the credit limit when providing the credit card.
Benefits and Perks
Welcome reward: 5,000 Edge Miles in welcome bonuses are earned after three transactions within 60 days of the card’s activation. Other Reward Perks: For every Rs. 100 spent on travel, you receive 5 Edge Miles.By completing the Foreign Transactions, you can boost your Edge Miles by two times.Spend money in any other category and receive 1 Edge Mile.
Lounge Access: Domestic Lounge Access is available at levels Silver, Gold, and Platinum for eight, twelve, and eighteen per annum, respectively. International Lounge Access is available at levels Silver, Gold, and Platinum for four, six, and twelve per annum, respectively.With this credit card, receive airport transportation service.Use this credit card to benefit from airport concierge service.
Food discount: Discounts of up to 20% at nearly 4,000 affiliated restaurants as part of the Dining Delights Program from Axis Bank. Tier of Membership: The Silver Tier, Gold Tier, and Platinum Tier are the three levels of the Axis Atlas Credit Card. Depending on your spending, the bank will routinely update your credit card from one tier to another. When you spend INR 7.5 Lacs or more, your card is upgraded to Gold Tier status. Upgrade to the Platinum Tier of your card by reaching the spending threshold of INR 15 Lacs or more.
Annual bonus: Once the yearly card renewal cost is cleared, you begin receiving Additional Edge Miles on your Atlas Credit Card. With each category of card membership, a variable number of Bonus Miles are awarded as an annual reward.Upon paying the Axis Bank Atlas Credit Card renewal fees, 2,500, 5,000, and 10,000 Bonus Edge Miles are applied to the Silver, Gold, and Platinum Tier Membership, respectively.
Milestone Advantages: This credit card also offers various milestone advantages. You can earn thousands of Edge Miles if you reach the spending thresholds listed below: Reach the 3 Lac INR Milestone to get 2500 Edge Miles. On reaching a milestone of INR 7.5 Lacs, earn 5000 edge miles.Get 1000 edge miles when you use this credit card and spend INR 15 lac or more.
Reduction of Fuel Surcharge: Get 1% off of the gasoline surcharge at the filling stations. In all three tiers, you can take advantage of the fuel surcharge savings.The waiver will be accepted for monthly transactions between 400 and 4000 INR.
Accompanying guests are eligible for free lounge access: The principal card user and any accompanying companions are eligible for entry to domestic and foreign lounges. This is extremely helpful when the other individual doesn’t really have access to the lounge.
Tier attained this year continues into the following year: As previously said, let’s assume that you applied for the card in February 2022 and spent $15,000 by September 2022. Until February 2024, you will remain in the Platinum Tier. This is so that from February 2023 through February 2024, your tier will be determined depending on the amount you spent the previous year.
Eligibility Requirements for Atlas Credit Card
The candidate must be an Indian national. The Primary Cardholder must be at least 18 years old to apply for the Atlas Credit Card. The Primary Cardholder may not be younger than 70 years old when applying for the card. Self-employed people require an annual income of at least INR 12,00,000 to qualify. A salary earner needs a minimum yearly income of INR 90,000.
Flaws of Atlas Credit Card
The standard reward rate of 1 Edge Mile for every 100 dollars spent is deemed to be excessively low by some. It must be at least 1.5 per 100 spent or close to 2. On insurance expenditures of $5,000 or more, the Axis Atlas credit card does not earn Edge Miles. This is disappointing because insurance expenditures are significant sums. You should not consider this card if you consider cashback or statement credits more highly than air miles. The Edge Miles can only be used to offset travel expenses on the Axis portal.
Conclusion
If you understand the mileage game, this seems to be ultimately an incredible deal at this price level. A variety of contemporary collaborators across airline and hotel chains as well as a tiered structure are the hallmark of the Axis Atlas credit card. The true strength of this card will become apparent once it has more transfer “partners,” as that is its key USP.
