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Air India SBI Signature Credit Card: A Full Review

Among the co-branded cards SBI offers together with Air India, Air India SBI Signature credit card is the premium variant. Find out why.

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Are you an Air India loyalist? Air India SBI Signature credit card is specially tailored for frequent domestic and international travelers. This signature card provides accelerated reward points on flight bookings, domestic lounge access, priority pass membership, and other services making your journeys more rewarding.

Rewards and Benefits 

Air India signature credit card offers some of the best benefits in the industry. Some of the top benefits include a welcome gift of 20,000 reward points awarded upon payment of annual fees. You will receive the points within 15 days. The card has an elaborate and generous reward program. Every time you spend Rs. 100, you get 4 points reward.

You can earn a bonus of up to 100,000 points per year. Other reward options include. You can earn up to 30 points in reward for each Rs. 100 you spend if you book your ticket through airindia.com or the mobile app. You are also awarded 10 points when you book a ticket for someone else.

If you book your ticket through Air India call centers or their booking offices, you get a 10 points reward for each Rs. 100 you spend on yourself as well as other people. For each Rs. 100 spending on a SuperSaver booklet purchase, you get 10 points. You also get to enjoy 5,000 points annually as an anniversary bonus. Here are some milestone benefits for you.

 How to Redeem Reward Points

What will you do with all these reward points? Here comes the kicker, your points can simply be converted to Air Miles. For every reward point, you get one Air mile for Air India. What does that do for your wallet? Other than the reward points, using Air India signature credit card offers many other benefits including.

A priority pass membership which opens up access to over 600 lounges across the globe with free membership in the priority pass program. Gives you airport lounge access, allowing you eight free visits per annum to VISA lounges that are located in India. An opportunity to save on fuel. A Surcharge waiver on fuel avails you of a 1% waiver at all petrol stations for transactions between Rs. 500 and Rs.4,000.

You can save a maximum of Rs. 250 in a month. Air India signature credit card offers an easy bill Paying facility. The holder of an SBI Platinum Credit Card can pay their utility bills through the card on standing instructions. You will not incur any penalties since your bills will always be paid on time.

Purchases amounting to Rs. 2,500 or higher can be converted into EMI with the Flexipay option. Air India signature credit card offers the holder an Easy credit option. You can be given a draft or get a check against your available limit through the Easy Money facility, which you have delivered to you without any hassles.

Suppose you are a holder of an Air India signature credit card. In that case, you can improve the lives of your family members by getting them add-on credit cards. They could be your spouse, parent, children, or other family members above 18 years. Liability cover for lost cards. Air India signature credit card offers a Rs.1 lakh free liability cover for lost cards.  

Who is eligible for the Signature credit card offers

 This card is available for the salaried, as well as the self-employed or business owners. To be eligible, you are expected to earn a minimum income of Rs. 60,000 monthly. You will also need to provide all the required documentation. A list of serviceable cities is provided here.

 Credit Card charges and other Fees

 *An additional Late Payment Charge of Rs. 100 will be levied on missing payment of the least amount that is due (MAD) by the date payment is due for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared. *For more conditions and terms of SBI Air India Signature Credit Card, go to their website.

 Why you should get the Air India SBI Signature credit card

Among the co-branded cards SBI offers together with Air India, Air India SBI Signature credit card is the premium variant. The card offers a competitive 1.8% reward rate. Even though the Rs. 4999 joining fees may seem a little high, the many benefits that it comes with including a welcome bonus of 20,000 reward points as well as an annual 5,000 reward points anniversary bonus are quite impressive and clearly justify both the entry fee and the renewal charges.

As a high-spending customer who travels frequently via Air India, the milestone benefits and the complimentary domestic airport lounge access offered per year are in good taste. With its Membership to Flying Returns, Air India SBI Signature credit card will not only allow you the comforts and conveniences you need, but in the long run, it saves you quite a bit of money. 

FAQs

Is the Flexipay facility available whenever I want? No, you can use the Flexipay facility within 30 days of the transaction. If the period has elapsed, then you will have to pay the full amount. What should I do if I lose my credit card overseas? You can easily get your Air India SBI Signature Credit Card replaced overseas. Simply call on the Visa helpline number.

What shall I do if my credit card is stolen? Call on any one of the toll-free numbers of SBI Credit Card customer care. The numbers are 1860 180 1290 | 1800 180 1290. Once connected, ask the executive to block your credit card. How can I redeem the reward points earned on Air India SBI Signature Credit Card? You can redeem the SBI credit card reward points through the net banking portal of the Card or by calling the customer care cell.

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