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ICICI Bank Emeralde – This Year’s Review

The ICICI Emeralde credit card is specially designed for those who travel very often and don't want to neglect their lifestyle. Read more.

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  • 6 min read

ICICI Emeralde credit card is considered one of the most amazing and premium credit cards being offered by the bank up till now. This card is one of the best cards renowned for its services, and this card is giving tough competition to other cards of ICICI and other credit cards of different banks. The ICICI Emeralde credit card is specially designed for those customers who go on business trips or vocational trips very often but they do not want to neglect or compromise their lifestyle.

ICICI bank Emeralde credit card offers its services and benefits 24 hours like concierge services that include help regarding hotel and restaurants, reservations, flight bookings, and car rentals. ICICI bank Emeralde credit card also offers unlimited airport lounge access to both domestic and international terminals. Along with that it also offers air accident insurance worth 3 crores.

ICICI bank Emeralde credit card has kept all the travel and air requirements in the mind and has been thoroughly added to the card. It charges nominal foreign currency makeup of 1.5% on transactions, and it has zero cash advance fee on cash withdrawals from ATMs. There are two variants of the Emeralde credit card being offered by ICICI bank. The two variants are Master card and American Express.

However, both of these new variants and network payments are not currently available to new onboard members, so the bank has made an innovation and has launched the card on the Visa Platform. One of the best and additional features of the ICICI Emeralde credit card is that it gives you the opportunity to choose between two membership plans. There is the monthly plan in which the cardholders need to pay the monthly fee of Rs. 1000. The other plan is the annual plan, in that plan the cardholders need to pay Rs. 12,000.

The Details of ICICI bank Emeralde credit card

With this card, you can have access to unlimited airport access on both domestic and international flights. In addition to this, there is spa access on domestic flights. If you buy a second ticket on Book my show, you can avail of the discount of Rs. 750 on all movie and non-movie tickets show.

There is a complementary offer of a golf lesson on every Rs. 50,000 spent on the card in the last month.  There is a low-interest rate on cash withdrawals. The rate is 1.99%. There is nominal foreign currency markup of 1.5%. There is an option to choose between monthly and annual plans. You can get a reward of four points if you spend Rs. 100.

 The Benefits of ICICI Emeralde credit card

ICICI bank Emeralde credit card stands among all other cards because it offers many benefits to its users. Some of the rewards are mentioned ahead: There is a reward, if you buy a second ticket on Book my show, you can avail of a discount of Rs. 750 on all movie and non-movie tickets show. There is no cancellation charge for the cancellation of a movie ticket. Under the ICICI Culinary Treats program, there is a discount of 15% at selected and partnered restaurants.

There is a reward for spending 100. You can get a reward of four points if you spend Rs. 100.  There is an air travel reward. With this card, you can have access to unlimited airport access on both domestic and international flights. In addition to this, there is spa access on domestic flights. If you have spent Rs. 50,000 on the card last month. There is the complementary offer of a golf lesson. The maximum number of months for reward is four months.

Along with that it also offers air accident insurance worth 3 crores.ICICI bank Emeralde credit card offers its services and benefits 24 hours like concierge services that include help regarding hotel and restaurants, reservations, flight bookings, and car rentals. ICICI bank Emeralde credit card also offers unlimited airport lounge access to both domestic and international terminals.ICICI bank Emeralde credit card also offers liability protection cover of about Rs. 50,000 if the card is stolen, and this is applicable after two days of reporting the issue of loss.

The Fee and Charges

The joining fee for the monthly plan is Rs. 1000, and the fee for the annual plan is Rs. 12,000. The renewal fee for the monthly plan is Rs. 1000, and the fee for the annual plan is Rs. 12,000.On the redemption request, there is Rs. 99 including GST. The foreign currency markup is 1.5%.

Features of ICICI Emeralde credit card

There is a spend base waiver of Rs. 1, 00,000 on the expenditure of the previous month. There is an annual renewal fee on the expenditure of 15, 00,000.  ICICI bank Emeralde credit card has kept all the travel and air requirements in the mind and has been thoroughly added to the card. It charges nominal foreign currency makeup of 1.5% on transactions, and it has zero cash advance fee on cash withdrawals from ATMs.

There is a monthly plan in which the cardholders need to pay a monthly fee of Rs. 1000. The other plan is the annual plan in that plan the cardholders need to pay Rs. 12,000. ICICI bank Emeralde credit card also offers unlimited airport lounge access to both domestic and international terminals.

If you purchase a second ticket through Book my Show, you will receive a discount of 750 rupees on all movie and non-movie tickets for the performance. When a movie ticket is canceled, there are no fees involved. 15% off is available at the chosen and partnered restaurants as part of the ICICI Culinary Treats program.

Final Words

This card is a premium card, and renowned for its services, and this card is giving tough competition to other cards ICICI and other credit cards of different banks. The ICICI Emeralde credit card is specifically designed for those customers who go on business trips or vocational trips very often but they do not want to neglect or compromise their lifestyle. ICICI bank Emeralde credit card offers its services and benefits on all things from air traveling to watching movies.

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