juliana.melo, Author at SafeWayMoney

How Late Payments on Your Credit Card Can Affect You

Understand the impact of late credit card payments on your finances and credit score, and learn strategies to manage and prevent them.

by juliana.melo
January 6, 2025December 16, 2024

In today’s world, knowing how late credit card payments affect your score is key for good financial management. In 2022, about 2% of cardholders were…

How to organize a financial spreadsheet for small businesses

by juliana.melo
December 30, 2024December 16, 2024

Discover key strategies to organize a financial spreadsheet for small businesses, ensuring accurate tracking and management of finances.

How to Plan a Trip to Canada and Save Money?

by juliana.melo
December 30, 2024December 17, 2024

Canada is a dream destination for many, with its stunning landscapes and vibrant cities. But, planning an affordable trip to Canada can be challenging. This…

Credit card with Cashback: best for 2025

by juliana.melo
December 30, 2024December 16, 2024

As we look to 2025, more people are choosing best cashback credit cards to save money. Unlike travel rewards credit cards with big sign-up bonuses,…

How to Live in Germany and Enjoy the Quality of Life

by juliana.melo
December 29, 2024December 17, 2024

The German lifestyle is more than just lederhosen and Oktoberfest. It’s a mix of efficiency and cultural diversity. History comes alive in castles and cathedrals…

How to organize workflow in small teams

by juliana.melo
December 27, 2024December 16, 2024

Discover key strategies to organize the workflow in small teams, enhancing efficiency and productivity for better project outcomes.

Smart Credit Card Tips for Young Adults to Stay Debt-Free

Unlock the secrets to managing credit wisely with essential credit card tips for young adults, designed for financial success and freedom.

by juliana.melo
December 26, 2024December 16, 2024

Managing credit is a big step towards financial freedom. For young people, especially those under 30 and from lower-income families, using credit cards wisely is…

How to Find Countries with Good Salaries to Work In

by juliana.melo
December 24, 2024December 17, 2024

Looking for jobs abroad is becoming more popular. People want to find places where they can grow their careers and enjoy life. Countries like Luxemburg…

Installment Loan: What It Is and How to Avoid Debt

by juliana.melo
December 22, 2024December 17, 2024

Uncover the essentials of an Installment Loan, how it functions, and strategic insights to manage debt effectively, ensuring financial stability.

What is the difference between simple interest and compound interest?

by juliana.melo
December 20, 2024December 17, 2024

Understanding interest calculation is key in finance and investments. There are two main types: simple interest and compound interest. Simple interest is a charge for…