These general terms and conditions of use apply to the services provided by the website www.safewaymoney.com.
I. OBJECT
The Safe Way Money website is characterized by providing the following services: news, finance, and economics blog.
II. ACCEPTANCE OF THE TERMS AND CONDITIONS OF USE
All those who wish to access the services offered through the website must first familiarize themselves with the rules that make up this instrument, which will be available for prompt and wide consultation through a direct link on the website itself. By using the website, the user fully accepts these rules and undertakes to observe them, at the risk of the application of penalties. Before starting any navigation on the website, the user should be aware of any modifications or updates to these terms. The user may also be notified by email or directly on the website of any changes to these rules. If the user does not agree with any of the rules described here, they should immediately refrain from using the service. If desired, they can also contact customer service to express their reservations.
III. NAVIGATION
The editor of the Safe Way Money website undertakes to use all technical solutions at their disposal to allow access to the service 24 (twenty-four) hours a day, 7 (seven) days a week. However, they may, at any time, interrupt, limit, or suspend access to the website or some of its pages to carry out updates, content modifications, or any other action deemed necessary for its proper functioning. These terms and conditions of use apply to all extensions of the Safe Way Money website on social networks or in communities, both existing ones and those yet to be implemented.
IV. WEBSITE MANAGEMENT
For proper management, the editor of the Safe Way Money website may, at any time:
a) suspend, interrupt, or limit access to the entire website or to a specific category of internet users;
b) remove any information that may disrupt the operation of the website or conflict with local or international legal norms;
c) suspend the website to perform updates and modifications.
V. RESPONSIBILITIES
The editor will be responsible for defects or flaws found in the services provided by the Safe Way Money website, provided that they caused them. Defects or technical or operational flaws originating from the user’s own system will not be the editor’s responsibility. The editor is only responsible for information that has been directly disclosed by them. Any information provided by users, such as in comments and personal profiles, is entirely their responsibility. The user is also responsible for:
a) the correct use of the website and its services, fostering good coexistence, respect, and cordiality in relationships with other users;
b) compliance with the rules contained in this instrument, as well as national and international legal norms. The editor will not be responsible for:
a) the intrinsic characteristics of the internet, especially regarding the reliability and source of information circulating on this network;
b) for illicit content or activities carried out through its website.
VI. EXTERNAL LINKS
The Safe Way Money website may contain external links redirecting the user to other internet pages over which the editor has no control. Despite the prior and regular checks carried out by the editor, they disclaim any responsibility for the content found on these websites and services. Links may be included on the pages and documents of the Safe Way Money website, provided they are not used for commercial or advertising purposes. This inclusion depends on prior authorization from the editor. The inclusion of pages that disclose any kind of illicit, violent, controversial, pornographic, xenophobic, discriminatory, or offensive information will not be authorized. The editor reserves the right to withdraw at any time a link leading to their own service if the source page does not comply with their editorial policy.
VII. COPYRIGHT
The structure of the Safe Way Money website, as well as the texts, graphics, images, photographs, sounds, videos, and other computer applications that compose it, are the property of the editor and are protected by national and international legislation related to intellectual property. Any representation, reproduction, adaptation, or partial or total exploitation of the contents, trademarks, and services offered by the website, by any means, without prior, express, and written authorization from the editor, is strictly prohibited, and civil and criminal measures may be taken. Only elements explicitly designated on the website as copyright-free are excluded from this provision. Access does not grant the user any intellectual property rights related to elements of the website, which remain the exclusive property of the editor. The user is prohibited from including data on the website that may modify its content or appearance.
VIII. PRIVACY POLICY
1. General Information
This section contains information about the processing of the user’s personal data, whether automated or not, performed by the website and which may or may not be stored. The goal is to provide guidance on the collected information, the reasons for collection, and how the user can update, manage, export, or delete this information. The website’s privacy policy complies with Federal Law No. 13,709, of August 14, 2018 (Personal Data Protection Law) and European Union Regulation No. 2016/679 of April 27, 2016 (General Data Protection Regulation). This privacy policy may be updated due to regulatory updates, so users are encouraged to periodically check this section.
2. User Rights
The website is committed to complying with the provisions of the General Data Protection Regulation (GDPR) in respect of the following principles:
Your personal data will be processed lawfully, fairly, and transparently (lawfulness, fairness, and transparency).
Your personal data will only be collected for specific, explicit, and legitimate purposes and will not be processed further in a manner incompatible with those purposes (purpose limitation).
Your personal data will be collected in an adequate, relevant, and limited manner to what is necessary for the purposes for which they are processed (data minimization).
Your personal data will be accurate and up-to-date whenever necessary, so that inaccurate data can be deleted or corrected when possible (accuracy).
Your personal data will be kept in a form that allows the identification of data subjects only for the period necessary for the purposes for which they are processed (storage limitation).
Your personal data will be processed securely, protected from unauthorized or unlawful processing, and against accidental loss, destruction, or damage, by adopting appropriate technical or organizational measures (integrity and confidentiality).
The user of the website has the following rights, conferred by Federal Law No. 13,709, of August 14, 2018 (Personal Data Protection Law) and the General Data Protection Regulation (GDPR):
Right to confirmation and access: the right of the user to obtain confirmation from the website as to whether their personal data is being processed and, if so, the right to access their personal data.
Right to rectification: the right of the user to obtain from the website the rectification of inaccurate personal data concerning them without undue delay.
Right to erasure of data (right to be forgotten): the right of the user to have their data erased by the website.
Right to data processing restriction: the right of the user to restrict the processing of their personal data, which can be obtained when contesting the accuracy of the data, when the processing is unlawful, when the website no longer needs the data for its intended purposes, and when the user has objected to the processing of the data and in the case of unnecessary data processing.
Right to object: the right of the user to object, at any time, on grounds relating to their particular situation, to the processing of their personal data, and to object to the use of their personal data for marketing profiling.
Right to data portability: the right of the user to receive the personal data concerning them that they have provided to the website, in a structured, commonly used, and machine-readable format, and the right to transmit those data to another website.
Right not to be subject to automated decisions: the right of the user not to be subject to a decision based solely on automated processing, including profiling, that produces legal effects concerning them or similarly significantly affects them.
The user may exercise their rights by sending a written communication to the website with the subject “GDPR-www.safewaymoney.com,” specifying:
Full name or corporate name, Tax Identification Number (TIN), and email address of the user and, if applicable, their representative.
Right they wish to exercise with the website.
Date of the request and the user’s signature.
Any document that can demonstrate or justify the exercise of their right.
The request should be sent to the email: [email protected].
The user will be informed in case of rectification or deletion of their data.
3. Collected Information
3.1. Type of Data Collected
The personal data collected by the website are only those necessary for the user’s identification. Sensitive data of the user, as defined in articles 9 and 10 of the General Data Protection Regulation (GDPR) and article 11 of Federal Law No. 13,709, of August 14, 2018, are not collected. Other categories of data may be collected if provided with the user’s consent or for legitimate interest or other reasons allowed by law. The user agrees to provide only their personal data and not those of third parties.
3.2. Legal Basis for Personal Data Processing
By using the website’s services, the user consents to these terms and its privacy policy. The user has the right to withdraw their consent at any time, without affecting the lawfulness of the processing of personal data carried out before the withdrawal. Consent of minors, especially children under 16 (sixteen) years old, can only be given if duly assisted or represented. Personal data processing without the user’s consent will only be carried out due to legitimate interest or for reasons provided by law, among others, as follows:
To comply with a legal or regulatory obligation by the data controller.
To conduct studies by a research organization, with personal data anonymized whenever possible.
When necessary for the execution of a contract or preliminary procedures related to a contract in which the user is a party, at the user’s request.
For the regular exercise of rights in a judicial, administrative, or arbitral process, the latter in accordance with Law No. 9,307, of September 23, 1996 (Arbitration Law).
To protect the life or physical integrity of the data subject or third parties.
For the protection of health, in procedures performed by healthcare professionals or health entities.
When necessary to meet the legitimate interests of the data controller or third parties, except when the fundamental rights and freedoms of the data subject prevail, requiring the protection of personal data.
For credit protection, including as provided by relevant legislation.
3.3. Purposes of Personal Data Processing
The user’s personal data collected by the website is intended to facilitate, streamline, and fulfill the commitments established with the user and to enforce the requests made through the completion of forms. Personal data may also be used for commercial purposes, to personalize the content offered to the user, as well as to support the website in improving the quality and functionality of its services. The website collects user data for profiling, which means automated processing of personal data to evaluate certain personal aspects of the user, mainly to analyze or predict aspects related to their professional performance, economic situation, health, personal preferences, interests, reliability, behavior, location, or movements. If the website intends to process the user’s personal data for other purposes, they will be informed about these other purposes, which will be carried out in compliance with the same rights and obligations.
3.4. Retention Period for Personal Data
The user’s personal data will be retained for a maximum period of 5 years unless the user requests their deletion before the end of this period. Personal data of users may only be retained after the end of their processing in the following cases:
To comply with a legal or regulatory obligation by the data controller.
For research purposes by a research organization, with personal data anonymized whenever possible.
For transfer to a third party, provided that the data processing requirements under the law are respected.
For the exclusive use of the data controller, with access prohibited by third parties, and provided that the data is anonymized.
3.5. Recipients and Transfer of Personal Data
Data transfer may only be made to another country if that country or territory or the international organization in question ensures an adequate level of protection for the user’s data. If there is no adequate level of protection, the website commits to ensuring the protection of user data in accordance with the strictest rules, through specific contractual clauses for a particular transfer, standard contractual clauses, global corporate rules, or seals, certificates, and codes of conduct regularly issued.
4. Processing of Personal Data
4.1. Data Controller
The data controller responsible for processing the user’s personal data is Helena Camila Allana Alves, who can be contacted via email at [email protected]. The data controller will be directly responsible for the processing of the user’s personal data.
Helena Camila Allana Alves, e-mail: [email protected]. Rua I, 560, Codim, Campos dos Goytacazes – RJ. CEP: 28090-600
4.2. Data Protection Officer
The Data Protection Officer (DPO) is the professional responsible for informing, advising, and monitoring the data controller and employees handling data about the site’s obligations under the General Data Protection Regulation (GDPR), Federal Law No. 13,709, of August 14, 2018 (Personal Data Protection Law), and other data protection provisions in national and international legislation, in cooperation with the competent supervisory authority. On this site, the Data Protection Officer (DPO) can be contacted via email at [email protected]
5. Security in the Processing of User’s Personal Data
The website commits to applying appropriate technical and organizational measures to ensure a level of security appropriate to the risk, taking into account the most advanced techniques, implementation costs, and the nature, scope, context, and purposes of the processing, as well as varying risks to the user’s rights and freedoms.
To this end, the website uses an SSL (Secure Socket Layer) certificate to ensure that personal data is transmitted securely and confidentially. This means that data transmission between the server and the user occurs in a fully encrypted or encoded manner.
However, the website disclaims responsibility for exclusive third-party fault, such as in the case of hacker or cracker attacks or exclusive user fault, such as transferring their data to third parties, except if the hacking occurred due to a website security breach. The website also commits to informing the user promptly in case of any breach of the security of their personal data that could pose a high risk to their personal rights and freedoms. A personal data breach is a breach of security that accidentally or unlawfully results in the destruction, loss, alteration, unauthorized disclosure, or access to personal data transmitted, stored, or otherwise processed.
Finally, the website commits to treating the user’s personal data with confidentiality, within the legal limits.
6. Browsing Data (Cookies)
The website occasionally uses “cookies” techniques, which allow the analysis of statistics and information about the user’s browsing. “Cookies” are small amounts of information stored by the user’s browser so that the server remembers specific information that only the server that implemented it can read later. It can provide, for example, data about the user’s device and their location and time of access. This information collection aims to improve navigation for user comfort by allowing the presentation of personalized services based on their preferences.
“Cookies” do not allow any information to be extracted from the user’s hard drive, nor do they steal any type of personal information. The only way in which the user’s private information becomes part of the browsing data is if the user personally provides that information to the server.
The “cookies” that allow the identification of a person are considered personal data. Thus, the same rules described above apply to “cookies.” This browsing data may also be shared with potential partners of the website to improve the products and services offered to the user.
The user can object to the use of “cookies” by the website by simply disabling this option in their own browser or device. However, disabling this recording may affect the availability of some tools and services on the website.
6.1. Site Cookies
The site’s “cookies” are those cookies sent to the user’s computer or device and managed exclusively by the site for its proper functioning. The collected information is used to improve the quality of the site, its content, and the user’s experience. This information allows us to recognize the user as a recurring visitor to the site and tailor the content to provide personalized content according to their preferences.
6.2. Third-Party Cookies
Third-party cookies are cookies used and managed by other websites or applications that provide services requested by the site to improve the offered content and user experience. The main objectives of using third-party cookies are to obtain access statistics and analyze user browsing information, i.e., how the user interacts with the site.
Users can obtain more information about cookies, information about their privacy, and consult the description of all types of cookies used and their characteristics via the following links:
Google Analytics: https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage?hl=pt-br
Facebook Pixel: https://www.facebook.com/policies/cookies/
Entities responsible for collecting cookies may share this information with third parties.
6.3. Social Media Cookies
The site uses social media plugins that allow access to them from the site. Thus, social media cookies may be stored in the user’s browser. The owners of social media have their own privacy and data protection policies and cookies, and they are responsible for the personal data collected and their privacy practices. Users should check with social media platforms how their personal data is handled. For informational purposes only, here are links to the privacy and cookie policies of some major social media platforms:
Facebook: https://www.facebook.com/policies/cookies/
Twitter: https://twitter.com/pt/privacy
Instagram: https://help.instagram.com/1896641480634370?ref=ig
Youtube: https://policies.google.com/privacy?hl=pt-BR&gl=pt
Google+: https://policies.google.com/technologies/cookies?hl=pt
Pinterest: https://policy.pinterest.com/pt-br/privacy-policy
LinkedIn: https://www.linkedin.com/legal/cookie-policy?trk=hp-cookies
6.4. Cookie Management and Browser Settings
Users can manage cookies directly in their browser. However, by disabling cookies, the browser may remove preferences saved on the site. Below are some links that direct you to the help section of the most commonly used browsers to see how to manage cookies:
Internet Explorer: https://support.microsoft.com/pt-br/help/17442/windows-internet-explorer-delete-manage-cookies
Safari: https://support.apple.com/pt-br/guide/safari/sfri11471/mac
Google Chrome: https://support.google.com/chrome/answer/95647?hl=pt-BR&hlrm=pt
Mozilla Firefox: https://support.mozilla.org/pt-BR/kb/ative-e-desative-os-cookies-que-os-sites-usam
Opera: https://www.opera.com/help/tutorials/security/privacy/
7. Complaint to a Supervisory Authority
Without prejudice to any other administrative or judicial remedy, all data subjects have the right to file a complaint with a supervisory authority. The complaint can be made to the authority at the site’s headquarters, the country of the user’s habitual residence, their place of work, or the place where the alleged infringement occurred.
IX. User Support Service
In case of doubts, suggestions, or problems with the use of the Safe Way Money site, the user can directly contact their user support service via the email address: [email protected]. These user support services will be available on the following days and times:
Monday to Friday from 09:00 to 16:00
Users may also choose to send correspondence to the address of the Safe Way Money site’s headquarters, as indicated at the beginning of this document.
X. Sanctions
Without prejudice to any other applicable legal measures, the editor of the Safe Way Money site may, at any time, warn, suspend, or deny access to the user:
a) who violates any of the provisions contained in this agreement;
b) who fails to comply with their user duties;
c) who engages in fraudulent or malicious acts;
d) who provides incorrect information;
e) whose behavior constitutes or may constitute an offense or harm to third parties or to the site itself.
XI. Changes
This version of the general terms and conditions of use was last updated on: 20/10/2023.
The editor reserves the right to modify, at any time and without prior notice, the site and its services, as well as these terms, especially to adapt them to the developments of the Safe Way Money site, whether by providing new features or by removing or modifying existing ones.
Therefore, users are invited to periodically check this page for updates. Users who use the service after modifications have been made to the general terms and conditions demonstrate their agreement with the new rules. If you disagree with any of the modifications, you should immediately stop accessing the site and notify the customer service, if you wish to do so.
OPT-OUT. You can opt-out of using information for purposes not directly related to the use of the site by sending a clear notice by email to [email protected].
XII. Applicable Law and Venue
For the resolution of disputes arising from this agreement, local law will be fully applied. Any disputes should be submitted to the court of the district where the editor’s headquarters are located.
Welcome! The Safe Way Money site team wishes you an excellent browsing experience!
