Bank of America®’s Travel Reward Credit Card is an exceptional travel card that provides decent services. Especially, if you are someone who loves to travel frequently. Or someone who wants no annual fee as an incentive with fabulous rewards then this card is for you. They offer 1.5 points per dollar on all great purchases. Additionally, these reward points can never expire until your account is open.
You can redeem your points as credit. Plus, those points can be beneficial to be used for traveling purposes. All you have to do is just to know the benefits and their uses that are explained below. So, what are you waiting for? Pack your bag for the dream destination and get ready for the trip with a Bank of America® Travel Reward Credit Card. We will guide you!
Key Features of Bank of America® Travel Reward Credit Card
This credit card comes with no annual fee that is an attractive feature for a travel card. It makes many of you buy this travel card. Because it provides the opportunity to travel by getting rewards even without any sort of annual investment. It has no foreign transaction fee that is another cherry on the cake. Plus, the interest rate is 0% intro APR for 12 billing cycles on purchases. Afterward, the ongoing APR of 13.99% – 23.99% Variable APR because a 0% APR period is relatively rare on a travel card.
You will get 25,000 online bonus points when you make up to 1,000$ purchases in the first 90 days of opening your account. That is a warm welcoming gift from this credit card for their new cardholders. You can travel along with additional incentives that can add up to the amusement of the trip. This bonus can be 250$ statement credit for travel purchases. In this way, you can enjoy free trips by spending less.
The best Reward offer of this Credit Card that makes it stand among other travel cards is 1.5 points per dollar on all purchases. Afterward, 3 points per dollar while spending on eligible travel booked through Bank of America® Travel Center. It can be a little over half a piece for credit. The minimum requirement for redemption is 2,500 points for traveling or credit.
Incentives of the Bank of America® Travel Reward Credit Card
Inclined towards Travelling
This travel credit card is a part of the Visa network, that travels well internationally. There is no need to worry when you are traveling abroad. Because this Visa is acceptable everywhere including in foreign countries so, that you will not get into any problem. In the end, the best thing about this card is its transaction fee, which usually costs 1% to 3% on each transaction.
Rewards-Friendly Travel Card
This credit card doesn’t strictly bound you to any specific hotel or airline. You can book your trip anywhere you love without any restrictions and blackout dates. Later, you can redeem your points to pay the cost on your statement. You also can use your points to get credit for hotel stays, restaurants, airfare, car rentals, cruises zoos, aquariums, amusement parks, etc. These rewards are beneficial in a long term until you inactive your account.
The benefit of Visa Signature Credit Card
Visa Signature Credit Cards provide a marvelous offer. It offers 24/7 concierge service, luxurious hotel incentives and travel protection services. It provides luxurious hotel benefits in more than 800 locations. You can also enjoy room up-gradation, free internet services (that are quite necessary today) and free continental breakfast. All of these are certainly very lucrative offers.
A Bonus Tip for Rewards
Yes, I have a bonus tip for you to increase the rewards incentives. If you are a member of Bank of America® Preferred Rewards member, you can achieve higher reward rates. While traveling you will get 3 points per dollar on travel purchases twice the card’s usual rate at the Bank of America® Travel Center. This is yet another feature that makes it stand among all other flat-rate travel credit cards.
Drawbacks of the Bank of America® Travel Reward Credit Card
Let’s talk about few limitations to this travel credit card. Although it is the best travel card with 0% annual fee. There is still some gap between how much you spend and the way you redeem your credit. It is most important because if the conditions of redeeming or spending don’t suit you, then you might look up to any other travel card. Here are few suggestions that might help you to get your match.
Less Higher Reward Rates compared to other Travel Cards
If you are someone who loves to travel a lot and get more benefits than this credit card. You should have a look at United Explorer Credit Card. This Credit Card offers a great deal of sign-up offers, a terrible amount of miles for your vacations. Additionally, if you are a traveler of United Airlines, you can earn 40,000 miles as your bonus after spending 2,000$ on purchases during the first three months of account opening. Plus, an additional 25,000 bonus miles when you spend 10,000$ on your purchases.
Other Travel Card to consider
If you are a business traveler and frequently traveling on American Airlines, you will benefit the most from this credit card. Citi/AAdvantage Card provides 1 mile on 1$ other purchases. The first checked bag is free to every cardholder that is worth $30 one-way. So, per year, in just two round trips your annual fee of $99 will return with some additional benefits and rewards. If you have 50,000 miles as a bonus, you would be able to have a welcome bonus.
Why should you get it?
The Bank of America® Travel Rewards credit card is among one of the best travel credit cards. It has no annual fee with 0$ transaction fees. You can get more benefits by traveling through this card. As it provides a great sign-up offer that is worth buying. One more thing different from other cards is, it doesn’t restrict any particular store or airline. You can enjoy any option you love to opt for.
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