Bankwest Breeze Credit Card is very beneficial for people having lower incomes. Bankwest is closing its various branches as they are now promoting online transactions and Credit Cards for the future of banking in Australia. Obviously, these credit cards make life easy for Australian citizens. They can travel anywhere, shop for anything and transact any amount within seconds through these credit cards. Bankwest Breeze cards have two types for its customers, described below.
Bankwest Breeze Credit Card Types
The bank is providing Bankwest Breeze Credit Cards in two types with specific specifications. The first one is a Breeze Classic Credit Card, and the second is Breeze Platinum Credit Card. Both of these cards provide different services and some are the same. So, the basic difference in these cards is their credit limits.
The Classic Credit Card provides the 1000$ credit limit, and Platinum Credit Card brings the 6000$ Credit Limit. Credit limits are subjected to change due to changes in USD price. Platinum Credit cards have some extra benefits. Hence, they are widely recognized. Keep reading for more details, it’s easy and fast! From this moment on, you can choose the best option for you and your family.
Features of Bankwest Breeze Credit Card
Breeze Credit Cards offer a wide range of benefits to its customers. Breeze Credit Cards do not take any extra charges on balance transfer. Bankwest does not charge any annual fee in the first year for Breeze Credit Card. For the new customers, there are no charges, and no T&C is applied.
Hence, the annual fee after the first year for Classic Credit Card is 49$, and for Platinum Card, it is 69$. Bankwest cards charge 0 percent p.a for initial 15 months on purchases. After this period, charges on purchases are 9.90 percent p.a. Bankwest Breeze Credit Cards provide a 55 day interest-free period on purchases.
After the intro days are over, Bankwest charges 9.90 percent p.a. as a balance transfer fee. You can easily transfer 95% of your credit limit through Bankwest Credit Card. This credit card also gives a 21.99 percent p.a. on Cash advance rate, which is not very much for the whole year’s bank transfers. The classic credit card has no international transaction fee. On the other hand, Platinum Credit Card has 2.95% of the amount as a fee for the transaction.
Platinum Breeze Credit Card has some extra benefits compared to Classic Breeze Credit Card. It brings the insurance offer to its clients. Breeze Platinum Credit Card insurance policy covers local and international flights and helps its customers to fly anywhere in the world. Yes, this is possible with this card.
More about it
Bankwest has developed an easy-to-use mobile application for its customers. You can control your Breeze credit card using this mobile application and even transact any amount up to 95% of your credit anywhere in the world. Bankwest also brings different offers to reduce interest rates for its customers. Bankwest Credit Card also has a reward policy and can achieve this reward by performing different transactions to get reward points. You can get different benefits by collecting these points.
Trusted Security Services of Bankwest Breeze Credit Card
Security Services of Bankwest Breeze Credit Card are trustworthy. These Credit cards have advanced microchips. Due to these chips, Bankwest helps its customers avoid scamming and hacking. Bankwest developed an app to control these cards, easily available on Apple and Google Play stores.
It brings banking to your fingertips, and you can control your transactions from your mobile phone anywhere in the world. If you face any scam, then you can temporarily lock your card by either calling the bank or using your mobile app. Hence, Bankwest Credit cards are safe to use and transact money.
BankWest Credit Card does not have strict criteria for applying. Bankwest Breeze Credit Card is available to any Australian citizen over 18. The person who wants to get this card should have an annual income of over 15000$. Bankwest Credit cards are only available for permanent Australian residents. Bankwest allows only one MasterCard to its customers at a time. The customers have to bring identity proof such as an Australian ID or a valid driving license to apply for the Bankwest Breeze Credit Card.
How to Apply?
Bankwest Breeze Credit Card can be applied in three different ways. First, you can get this card by filling out an online form. This form filling process takes 15 minutes to complete. After that, you need to submit your annual income report and ID proof. Customers can also apply for the card using our phone number available on the site.
If you want to apply manually for this credit card, then you can visit our branches. Bankwest staff is very cooperative, and you will get proper guidance for your application. Be aware that you have to provide all the income and other details Bankwest demands. It is a great option for many people. It is easy and fast to get your new card.
BankWest is a banking system in Australia that started its working in 1895 as Agricultural Bank of Western Australia. In 1945, Agricultural Bank changed its name to Rural and Industries Bank of Western Australia. Bankwest Breeze Credit Cards are very beneficial for people having lower incomes.
Bankwest is closing its various branches as they are now promoting online transactions and Credit Cards for the future of banking in Australia. Obviously, these credit cards make life easy for Australian citizens. They can travel anywhere, shop for anything and transact any amount within seconds through these credit cards. Bankwest Breeze cards have two types for its customers, described below.