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Chase Ink Cash Credit Card Best for Small Businesses

Chase Ink Cash Credit Card is the most profitable card for the ones who have small businesses. Check it out to know more about it!

Chase Ink Cash® Credit Card

We can make this credit card a bad good choice for new business owners. Because they can opt for various bonus rewards through traveling, but it requires a high annual fee. That’s why new business owners can look up to few more options in chase business cards that provide more feasible options. Therefore, the benefits of this credit card depending on the categories you spend on. You can decide it by yourself through reading the features and incentives of this credit card mentioned below.


Basic Features of this Buisness Card

Basic Features


This Credit card is basically beneficial for new and small business owners. Additionally, it offers a 0$ annual fee that is one of the best features to attract others. You can earn noteworthy rewards if you know how to spend on it’s mentioned categories. That includes telecommunication, offices, gas station services, etc. Moreover, it rewards welcoming sign-up offers for new cardholders. You can earn 750$ bonus cash back after spending 7,500$ on purchases in the initial 3 months from account opening.

Few Great Deal of Offers

Ongoing rewards of Chase Ink Cash Credit Card provide 5% cash back on few categories. It includes spending 25,000$ per year on office supply, cables, internet, and mobile phone services. 2% cash back on spending 25,000$ per year at gas station services and restaurants. At last, 1% cash back by spending on all other services. One thing to note is that your cash will be in the form of chase ultimate rewards® points, one penny per point. The interest rate is 0% for the first 12 months. Afterward, it will be 13.24% – 19.24% Variable APR.

Chase Ink Cash Credit Card
Chase Ink Cash Credit Card from Pinterest

Incentives of the Credit Card

Introductory Sign-up Bonus and 0% APR


Here the most valuable thing is sign-up bonus. You will get 750$ as bonus after spending 7,500$ in the first 3 months. You can use the amount of bonus for various client launches that is awesome. Furthermore, the most beneficial feature for the new business owners is 0% APR for the first 12 months. This is how the new struggling business holders can take time to pay the further variable APR by saving money. 

Cash Back Rewards for Business Inducements

This credit card provides business motivation through offering overwhelming rewards on business categories. The 5% cash back categories are breathtaking as it brings into line with spending on new and small businesses. 2% cash back on gas station services and restaurants and 1% cash back on all other purchases. This is the simplest reward system for someone who do not want to mess with other credit cards for higher earning.


Various Redeeming Opportunities


It is a cash back credit card but still it gives you rewards in the form of Chase Ultimate Rewards points. Each point worth a penny, five points per dollar and a point equals 5 cents on the dollar. You can redeem those points for travel, cash, gift cards or you can also use those points on Amazon. To redeem those points you must log on to your Chase account, scroll to your Ink Business Cash Credit Card account, click “Go to Ultimate Rewards and at the end choose how you’d like to use your points.

Using this credit card, you can avail various options for cash back options. You can redeem points for 1 cent per point starting at 2,000 points or 20$. When you made purchases on travel or gift cards, you can redeem one point for 1 cent. Furthermore, redeeming on Amazon worth 0.8 cents apiece. In case, if you do not have enough points to pay your desirable order, you can split between points and credit cards.


Drawbacks of this Credit Card

Not suitable for travelling


If you are someone who loves to travel and needs a credit card for traveling. Then this credit card maybe not a good choice for you. This credit card has a 3% foreign transaction fee that is not that much good. To get unlimited reward offers suitable for traveling, you can look up to Bank of America Customized Credit Card. This credit card offers a lot of rewards and cash back offers. You can get up to 200$ on your purchases that include numerous options of traveling.

Cash Back Category that doesn’t suits your Business

It will be not good for you if you are someone who spends little on mobile services, cable internet and office supplies. Because in this case you cannot use this credit card for the long term and missing its basic opportunity. Few more credit cards with various good reward systems with no annual fees are available on our page. You can look up to Citi® Double Cash Credit Card. Because it offers an 18-month BT offer which makes it the best flat-rate cash back credit card.


Does this credit card suit you?

If you are a person who just started their business. Or someone who is running a small business then you can opt few great incentives using it. You can spend substantial money on the business categories. It will be a great and simple option for you. But if your category doesn’t suit this credit card then the cash back rewards are not satisfactory. You can go for more good options.

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