If you have the UBA Credit Card at hand, then you must be enjoying amazing benefits. Thus, you can not only borrow as much as N3 million but also pay no charge if you pay back before 45 days. Therefore, the UBA Prepaid Card doesn’t really need the opening of a local bank. However, if you don’t have an account with the UBA bank, you can still get a credit card.
Obtaining it is simple and uncomplicated. Hence, simply go to a UBA corporate office or a sales station and submit an application. Next, present a duplicate of your ID and receive your UBA Credit Card. Remember that this credit card can be used right away. Everywhere on the planet, the UBA Prepaid card works just like a standard debit or credit card.
Foreign visitors can get $10,000 in PTA/BTA every quarter or $40,000 each year using the UBA Prepaid Card. Users can plan ahead of time how often they wish to spend with such a UBA Credit Card. Simply fill out the card with the precise amount you intend to spend. The UBA Prepaid card is an excellent spending control tool for businesses.
Employee salary or expense allowances can be transferred to the card by firms. Everywhere on the planet, the UBA Prepaid card works just like a standard debit or credit card. Foreign visitors can get $10,000 in PTA/BTA every quarter or $40,000 each year using the UBA Prepaid Card. Sounds great, right?
Users can plan ahead of time how often they wish to spend with this credit card. Simply fill the card with the precise amount you intend to spend. The UBA Prepaid card is an excellent spending control tool for businesses. Employee salary or expense allowances can be transferred to the card by businesses.
Additional facts about the UBA Credit Card
Moreover, with the “Verified By Visa” safe code for internet banking. Thus UBA Credit Card has introduced an extra layer of safety for internet shopping. It is safer to use the credit card than it is to use cash. Hence the fund stays intact in the event of card robbery and is provided to the user upon receipt or renewal of the credit card. It’s simple to load money onto a UBA Prepaid card.
Furthermore, it can also be performed in person anywhere at the UBA branch. And online through U-Direct, or via UBA’s mobile wallet system and U-Mobile. Credit cards are excellent for instilling financial responsibility in children. As a result, parents can download the correct amount for their children into the card. As a result, he or she must manage his or her own costs for a set amount of time, such as a month.
Features and benefits of the UBA Credit Card
Besides that, you are advised to take advantage of up to 45 days of credit with no interest. So you can get an available credit of up to N3 million. However, a monthly payback choice of this credit card is 10%. Enjoy incredible discounts at associate eateries and hotels throughout the world, as well as access to lounges.
UBA Credit Card users can generate money withdrawals from ATMs or foreign transactions at stations. Users can also pay bills, make travel arrangements, rent a car, and buy online all from the comfort of their own home. Moreover, with a continuous credit facility, you can get cash quickly. Customers will also have access to credit without any interest for up to 45 days.
Holders of the credit card will also receive incredible savings at partner restaurants. They will also enjoy it at hotels throughout the world, as well as access to lounges. Although customers can use ATMs to make a withdrawal or pay cash at stations both locally and globally. Hence you can pay your bills, make hotel bookings, take a cab, and order stuff.
How to apply
To get the UBA Credit Card you must have a duly completed credit card application form. Hence you will need to download the credit card application form and complete all necessary fields. Then you will need to visit any of the UBA branches nationwide and submit your duly completed application form to the customer Service Officer. You will also provide 2 Credit Bureau Checks and a Copy of valid identification.
UBA Credit Card repayment method
Customers must maintain a reasonable payment each month. They must be able to pay a minimum of 10% on the existing debt. Clients can, nevertheless, choose to refund higher sums, such as 20% to 100% of the existing debt. The UBA Credit Card user can fund the payback fund with the money for the selected payback plan.
This must be done sometime before the 30th of every month since it will be deducted from the bank just on the 30th of every month. Nevertheless, once you fail to make the required credit card payment each month by the given deadline on the 30th of the month. Maybe the user will be given a late payback fee of 1%. This will reflect the remaining balance from the day it would not have been paid.
Finally, for POS and Web payments, there is indeed a 45-day interest-free period for the UBA Credit Card. When the user makes a 100 percent payback by the due date, this is effective. However, if you don’t pay the full amount, you’ll be charged a 2.5 percent fee on the remaining debt. Therefore, we suggest you read more exciting articles on our website to help you make the best choices.