Unity Bank Credit Card is full of options and all of them belong to the Unity Bank, which has been working since 2006 at the commercial capital of Nigeria Lagos. This bank is providing financial services with retail, corporate, and investment banking to the people of Nigeria. Unity bank has 242 branches all over the country making it the third-largest banking system in Nigeria. The bank brings the facility of Unity Bank Credit Card for its customers.
Everyday rewards
The Unity Bank Credit Card is charging 0% APR on purchases and balance transfers for the first six billing cycles. After this billing cycle, the customers can get 14.74% to 23.74% intro APR considering their creditworthiness. If you got approval for the everyday reward card then you can easily score points on all eligible purchases. If you spend 500$ in the 90 days of your card opening then you can redeem 15000 points which are equal to 150 dollars.
The cardholder can redeem these points if they need cashback, during traveling, and many more opportunities. This credit card is bringing in 4x limitless points on food services and deliveries. On the other hand, 2x limitless points on grocery stores and gas service stations are also available. Customers also get 1x limitless points on every eligible purchase.
Types of Unity Bank Credit Card
Now, we are going to introduce you to some Unity Bank credit card options. So you can choose the alternative that best suits you and your family. Therefore, I recommend paying close attention to the details of each one. So you can make the best decision possible. More money, more benefits, less spending and less fees.
Unity Bank Platinum Card
The Unity Bank Credit Card Platinum option is charging 0% APR on purchases and balance transfers for the first six billing cycles. After this billing cycle, the customers can get 14.74% to 23.74% intro APR considering their creditworthiness. You may be able to save money on interest and pay off your other account balance more quickly. Get the option to pay in whole or in installments. There is no annual fee.
Unity Bank Max Cash Preferred Card
This Unity Bank Credit Card is charging 0% APR on purchases and balance transfers for the first twelve billing cycles for amount transfer for 366 days. After this billing cycle, the customers can get 14.74% to 23.74% intro APR considering their creditworthiness. If you got approval for the everyday reward card then you can easily score points on all eligible purchases. If you spend 500$ in the 90 days of your card opening then you can get 150$ reward.
This credit card has no annual fee. From this card, you can qualify for the 5% cashback, 2% cashback, and 1% cashback. These rewards are available on all the eligible purchases from a customers’ credit card. The 1% is available on all purchases but the other two rewards are based on some specific transactions. The more you spend the more you get as cashback.
Unity Bank College Real Award Card
This credit card is charging 0% APR on purchases and balance transfers for the first six billing cycles. After this billing cycle, the customers can get 14.74% to 23.74% intro APR considering their creditworthiness. If you got approval for the everyday reward card then you can easily score points on all eligible purchases. If you spend 500$ in the 90 days of your card opening then you can redeem 15000 points which are equal to 150 dollars.
This Unity Bank Credit Card does not have an annual fee. On your first amount spent, you have the opportunity to earn 2500 points. This credit card is providing 1.5 points per dollar spent. These points are redeemable for cash backs, tours, journey expenses, gifts, and other eligible purchases. You are having a strong financial future with a college real award card.
Unity Max Cash Secured Card
This Unity Bank Credit Card provides a 26.24 percent APR on balance transfers and purchases. The difference in APR value is always due to market worth and the prime rate. There is no annual fee for this credit card. You also have the opportunity to get a maximum of 5% cashback. You can get 2% cash backs on every category that you wish to get. There is also the opportunity to get the 1% cashback award on all your eligible purchases.
Unity Bank Secured Card
This credit card is providing a 24.24 percent APR on balance transfers and purchases. The difference in APR value is always due to market worth and the prime rate. There is no annual fee for the Unity Bank Credit Card. Take advantage of the benefits of cards, including the ability to carry an amount. You can earn rewards on your safe savings account with a companion. When you use this card for spending amounts then you can easily get frequent rewards.
How to apply for the Unity Bank Credit Card
The application procedure for the Unity Bank Credit Card is simple. The customers have to provide a permanent residency certificate and their complete address. The applicants also need to provide their income details and expenses details. If you are an employed person then provide details of your salary.
If you need any additional credit cards then you have to mention them in an application. You should submit that you are not taking part in any illegal activity and money laundering through this credit card. Anyone can apply online from the Unity Bank’s website. You should provide the basic details like full name and date of birth.
To complete the application for your new credit card, you will also provide a valid email address and mobile number. In the case of a permanent resident you have to show the identity proof like an ID card or driving license. If you are a non-permanent resident then you should have a residency permit from the government for the application.
