Visa Infinite Credit Card: information and benefits

The Fidelity Bank’s Visa Infinite Credit Card is a purposely designed ultimate lifestyle product with options for those who want to enjoy life.
Visa Infinite Credit Card

Your life can be much easier with a Visa Infinite Credit Card. This credit card is a convenient and secure form of payment; that has made budgeting easier and has helped build credit and earn rewards. Today’s cards offer stronger fraud protections and have made the tracking of spending much easier.

Credit cards have made their way to almost every pocket in every corner of the world. There are thousands of credit cards globally but our topic for today is the Nigerian Fidelity Bank’s Visa Infinite Card. This card is a purposely designed ultimate lifestyle product. The best option for those who want to enjoy their own living rules.

The Fidelity Bank

The Fidelity Bank started its operations in 1998 as a Merchant Bank. It shifted to a commercial bank in 1999 it became a Universal Bank in 2001. Fidelity Bank earned its name in the top 10 Nigerian Banks in the first decade of its operations; and has become one of the trusted names, also for credit cards.

Visa Infinite Credit Card

It serves over 5 million customers at 250 business offices and other banking channels. Fidelity Bank’s headquarter is located in Lagos State. Fidelity bank offers its customers a wide range of services; different credit cards, such as the Visa Infinite Credit Card; diaspora banking; different loans; and other digital banking services.

Visa Infinite Credit Card benefits

You can get The Fidelity Visa Infinite Credit Card free of cost as it has no issuance fee. This card also offers up to 45 interest-free days for new customers and on all purchases; providing you the option to save a reasonable amount of money on your transactions. You get the flexibility to set the repayment schedules according to your needs.

This comes in handy when you have a busy schedule or are temporarily out of cash for any reason. Another great feature of this card is its global usage. This credit card is accepted globally and is not just bound to Nigeria or any other African state. Please remember that if you plan to use your card globally you have to inform the bank 24 hours before the card usage.

With this card, you can enjoy free access to airport lounges at more than 1000 LoungeKey lounges worldwide; plus one free guest per visit. Avoid all the hectic process of registrations and verifications for the lounge access by showing the eligible Visa Infinite Credit Card and mentioning the ‘LoungeKey’. Please refer to the Bank website for the list of available lounges.

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This credit card unlocks The Visa Luxury Hotel Collection (VLHC) feature, which makes your travel easy and affordable at some of the world’s most distinguished properties.  You can enjoy special perks from multiple resorts to boutique gens from 900+ hotels internationally like the Peninsula, Park Hyatt, and Shangri-La to name a few.

This credit card will help you get the best available rates, complimentary in-room Wi-Fi, and a 3 pm check-out upon request. You will get a 7% discount on the five-star hotel bookings. If you use this card for the hotel bookings at Agoda. Keep reading our article to know more about the Visa Infinite Credit Card.

Card Travel Insurance

The Visa Infinite Credit Card is the highest premium card that is available in the Visa suits cards. So, the best card comes with the best perks that you would not find anywhere else. Frequent travelers are always worried about canceled flights or missing baggage. This credit card allows you to travel with the peace of mind that you and your family are covered for the unseen.

To get the most out of the complimentary travel insurance, always pay for your flights on your visa card. There is a wide range of credit card insurance covers that include, Travel delay, baggage delay, medical expenses, repatriation, Hijack, collision damage, cancellation and curtailment, hospital benefit, medical emergency, and many more. Please refer to the insurance terms and conditions for further details.

Other benefits

The declined transactions can be quite irritating, especially when you are in an emergency and want some fast cash. Fidelity Visa Infinite Credit Card provides guaranteed transaction success rates that minimize any transaction mishap. Other benefits include the concierge services and Visa global customer assistance.

The purchase protection feature allows you to replace, repair or reimburse any eligible item purchased using the card in case of any damage or theft. This card also provides an extended warranty on all eligible purchases. To know more about the eligible purchases and other policies please refer to the credit card terms and conditions.

How to apply for the Visa Infinite Credit Card?

You can apply for the Visa Infinite Credit Card online or by visiting any nearest branch. The application process is pretty simple and just takes a few minutes to complete. The first step for the credit card application is entering the name, nationality, place of birth, mother’s maiden name, and occupation.

Then, the next step to get this credit card is to fill in the address, phone number, email address, Employer or Business name, account number, and the limit request (maximum 10% of gross annual salary). Lastly, you will have to upload the documents like a valid id, 3 recent payslips, an employee identity card, a letter from the employer mentioning your salary, and other benefits.

Conclusion

The Fidelity Visa Infinite Credit Card is one of the best options if you want to set your own rules for luxury and comfort. A low monthly interest rate and up to 45 interest-free days are good options to save some extra money. However, one of the cons of the card is that it is tailored for high earners only. Visa benefits are attractive, especially the travel insurance policies.