This Westpac Altitude Black Credit Card earns the most points of every Altitude Rewards credit card. It actually comes with 1.25 to 6 points for every $1 spent on eligible purchases. In addition, the extra points incentive would entitle customers to $600 in cash back on their account, among other benefits.

Hence, to qualify for the 180,000 extra points. Thus, users must enroll by June 30, 2022. Then they pay $6,000 for purchases made within 120 days of receiving their credit card. When you’re planning to pay off a credit card from some other financial institution. So the Westpac Altitude Black Credit Card offers a 24-month initial fee of 0% per annum.

This fee is on cash advances with a one-time 1 percent balance transfer charge. However, balance transfers center on payback, and extra points concentrate on expenditure. However, choosing any one of these initial deals is expected to provide better benefits with this credit card. In contrast to these benefits, customers can save money with such a $99 yearly charge during the first year. Thus will actually increase to $250 after that.

Expert review

This Westpac Altitude Black Credit Card is a premium card that rewards you with 1.25 Altitude Points for every dollar you spend. Most qualified purchases in Australia are unrestricted, and select partners offer between 2 and 6 awards. These points can be used to get things like bank cashback. Gift cards, travel, and retail merchandise are also available through Westpac Altitude Rewards.

Credits could also be converted to Asia Miles. Air Nz Airpoints, Qatar Airways Nectar, and AirAsia Group KrisFlyer are also included. Perhaps or Velocity Frequent Flier if you want to earn frequent flyer miles for future flights. The said credit card also comes with two pleasant airport hotel visits per year. This also includes a generous conventional Priority Pass member status.

It moreover comes with free travel coverage. During the first year, it has a $250 annual membership fee. This credit card fee is reasonable for a black card – especially if the customer uses the card’s perks. In a real sense, if users used the reward points to get $600 in cash back on their account. Then they would be able to pay for the annual membership fee multiple times over.

Westpac Altitude Black Credit Card Application Process

The Westpac Altitude Black Credit Card application takes about 10 minutes to complete using a safe web form. About 60 seconds after submitting the application form, customers will expect a response. Hence to begin, make absolutely sure that you meet the following qualifying criteria including all the necessary information and papers.

Eligibility Criteria

New cards only actually have a condition to fulfill before getting the card. Hence if they want to take advantage of the bonus points offered. Then they must not have held any of the selected Westpac credit cards in the past 12 months. Such as Altitude Classic, Altitude Platinum, Altitude Black, Earth Classic, Earth Platinum, Earth Platinum Plus, or Earth Black.

The applicant must also have a good and reliable income. candidates must also earn at least $75,000 per year. There is also a residency condition attached to it. Thus applicants must be an Australian citizen or permanent resident currently living in Australia. Before you apply for the Westpac Altitude Black Credit Card, make sure you are at least 18 years old. You can transfer from $200 up to 80% of your available credit limit from up to 3 Australian credits.

Documents needed for the Westpac Altitude Black Credit Card

The Westpac Altitude Black Credit Card applicant must be willing to disclose his personal information. This information includes their full name, email address, and also residential address. It also includes birth date, personal identification numbers, relationship status, amount of children, and mobile number.  Candidates must also provide their employment information when filling out the application.

They will have to supply information about their current employment status before getting this credit card. Also include the job description, pay, and contact information for your employer. To prove their income, applicants need to include current pay stubs or financial records. Unless you’re self-employed, then you’ll need to supply the contact information for your accountant.

Thus along with supporting documents like current tax assessment notifications. Personal financial information is also required on the form. Other sources of income, such as government benefits and retirement, are taken into account. This also includes property, as well as savings. The Westpac Altitude Black Credit Card applicants must also provide details about their present debts.

And loans, credit cards, as well as a review of their monthly payments. Finally, applicants must provide information on how they plan to transmit their funds. The applicant must provide the banking details for the cards to which they wish to transfer a balance. As a result, the biller codes of the company, as well as the debt amounts, are provided.

Benefits of the Westpac Altitude Black Credit Card

Users will receive 180,000 bonus Altitude Rewards points. However, if they register for a fresh Westpac Altitude Black Credit Card by 30 June 2022. Once they are accepted and have spent $6,000 on select items before 120 days of card issuance. To give an indication of how valuable these rewards could be, one might cash them here for $600 in their account. Users can also exchange their points to Asia Miles. Including Air Nz Airpoints, Malaysia Airlines Enrich, Singapore Airlines KrisFlyer.

Thus or Velocity Frequent Flier if users really want them to make the journey in the long term. Reward Card members have access to airport lounges. The credit card comes with a free regular Priority Pass registration worth $99. And forgoes the fee of the initial two Priority Pass lounge visits. Visitors can join you at a lounge for an extra cost of US$32. But this benefit is only accessible to the principal cardholders.

Conclusion

Moreover, we have been able to extract all the needed information concerning the Westpac Black Credit card. Make sure to learn about other credit cards on our homepage before making your final choice. Don’t forget to read more articles about other credit cards, which is important to make the best decision for you and your family.

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