Skip to content

Kulula Gold Credit Card: read all about it!

Kulula Gold Credit Card might be your ideal card. Know more here!

Kulula Gold Credit Card

If you want to fly for free, you’re in the right place. On top of all the benefits of a Visa-backed credit card, the Gold Kulula Credit Card guarantees flying for free. You can let the Kulula Moolah accumulate and use it to pay for a full ticket or use what you have and pay the remaining amount with the help of the Gold Kulula Credit Card. This gives you the freedom of managing the Kulula Moolah that you earn. If you’re wondering whether there are any restrictions on redeeming kulula moolah for flights, worry not; there are none. In any class, whatever seat is available, you’ll be able to book.


Kulula Gold Credit Card benefits


Spending over R1000 through your new Gold Kulula Credit Card within the very first month, you get R200 kulula moolah. For your everyday purchases, if you use the Kukula card, they give you up to 3% as credit in the shape of kulula moolah. It also offers 5kg bonus bag space on all kulula flights. Moreover, the interest-free credit time period is also up to 55 days. For your purchases of more than R200, you get a budget facility and the repayment time is 6-60 months. You will not miss many places when you can easily shop with the Kulula credit card at more than 22 million worldwide shops.

Insurance & promotions

Kulula Gold Credit Card offers free online subscription and banking registration along with free moolah messaging. Upon the purchase of travel tickets paid in full with the Kulula Gold Credit Card, you receive travel insurance globally for free. They also offer early heads-up on kulula sales as well as promotions that are exclusive to Kulula Gold Credit Card.


How to qualify for a Kulula Gold Credit Card?


In order to apply for the kulula credit card, here’s what you need to have. You should be at least 18 years old, with a monthly income of R6,700 or R80,000 annual income. You should be able to provide a valid e-mail address as well as a valid bank account. In documents, you’ll also need to provide a copy of your most recent payslip. You are also required to provide proof of residence and your South African ID (green bar-coded). Additionally, you will need to provide your bank statements for the last months. After you ensure the provision of the aforementioned requirements, you’re good to go.

Kulula Moolah

As you do shopping and payments with the kulula credit card, the cashback you receive will be in the form of kulula moolah. This is a great way of buying tickets for either your friends and family or yourself. And if you are arranging a trip for a group, this is the best deal ever! You will be able to use the kulula moolah and pay, both partially as well as fully, for the flights that you book on

Kulula Gold Credit Card

But how to earn Moolah? Well, it depends on the expenses that you do every month, depending on your transactions, you will receive kulula moolah accordingly and all you have to do is use the kulula credit card whenever you shop or make any financial transaction almost anywhere. During a month, using your kulula gold credit card, if you spend less than R5000, you will earn 3% back as kulula moolah. But, this is not all that this card offers.

Spending between 5001 Rand and 10,000 Rand with the credit card, you will earn 2% back in kulula moolah and if you spend between R10001 – R20,000, you will be able to earn 1% back in kulula moolah. Remember that you will not earn kulula moolah when you have capped the R20,000 maximum spend threshold. Another thing to bear in mind is the any kulula moolah that you’ve earned in month#1, expires in the sixth.


Kulula Gold Credit Card redemption


You can purchase flights by visiting using the kulula moolah. Also, you will have the TravelBank account opened for you, and that TravelBank account will track the record of the kulula moolah spending. You can visit, choose a flight, and then simply sign into the TravelBank. When you reach the payment page, the option is to choose to partially or fully buy tickets to your flights through kulula moolah while selecting TravelBank as your preferred payment method. You can pay with both the gold kulula credit card and kulula moolah.


You will receive a free R200 kulula moolah if you spend at least 1000 in the first month using your new Gold Kulula Credit Card. You can also make 360 Rand equivalent of kulula moolah to either pay for airport taxes or flights if you spend 2000 Rand for six months. To get these rewards and bonuses, you must do the tax payments and buy flight tickets using your kulula credit card.


When won’t you earn Kulula Moolah?

You will not be able to earn kulula moolah on ATM transactions as well as electronic & internet transactions. You will also not earn kulula moolah using your credit card for fuel and similar transactions. Withdrawing cash and purchases with travelers’ cheques will also not earn you any kulula moolah. Finance charges, government taxes, and fees of ledger and account services will also not earn you kulula moolah. In case your account has dues, you will not earn any kulula moolah unless you pay back the necessary amount.

The comprehensive travel insurance

Using the Gold kulula credit card, each return ticket you buy will get you free travel insurance which applies to both local as well as international travel. Remember, you can only get global comprehensive travel insurance if you buy a return ticket at full fare on your Gold credit card for travel in South Africa and other countries that are specified in the company’s policy. The coverage automatically applies for those with the tickets and lasts for the initial 90 days of their journey.

Eligibility for the insurance

You must be a South African citizen or a citizen of other countries that are specified in the company’s policy. The age limit is also 70, past which, the insurance doesn’t apply. However, the company does offer top-ups for more insurance plans which you can buy using the gold credit card. The South African citizens and the long-term guests in the country can Gold Kulula Credit Card; it’s a nice option to have for better financial management.

*You will be redirected on a different page.